Municipal Credit Union - 1560 Flatbush Ave (Brooklyn, NY) (2024)

1560 Flatbush Ave, Brooklyn, NY

MCU - Flatbush

1.3/10 6 Ratings

Municipal Credit Union - 1560 Flatbush Ave (Brooklyn, NY) (1)

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Address:
1560 Flatbush Ave
Brooklyn, NY 11210
Large Map & Directions
Phone:
(212) 416-7230
Website:
http://www.nymcu.org

Lobby Hours

Mon:09:00 AM - 06:00 PM
Tue:09:00 AM - 06:00 PM
Wed:09:00 AM - 06:00 PM
Thu:09:00 AM - 06:00 PM
Fri:09:00 AM - 06:00 PM
Sat:09:00 AM - 02:00 PM
Sun:Closed

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Credit Union Profile

Municipal Credit Union: Locations, Contact Info, Reviews

Membership Eligibility

Employees (and their spouses, parents, grandparents, children and grandchildren) of any hospital, nursing home, health facility, and their affiliates, either private or public, located in the State of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) or officers of the State of New York employed in the City of New York.
Employees (and their spouses, parents, grandparents, children and grandchildren) of the Board of Higher Education of the City of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) of private colleges located in the City of New York and private and public colleges in the counties of Nassau, Suffolk, and Westchester
Employees (and their spouses, parents, grandparents, children and grandchildren) of companies that product and/or supply hospitals in the State of New York with medical and other type health care products
Employees (and their spouses, parents, grandparents, children and grandchildren) of the Federal Government provided such employee works within the territorial limits of the City of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) of insurance companies who offer health related insurance in the State of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) of Aramark Corporation at Nyack Hospital in Nyack, NY
Employees (and their spouses, parents, grandparents, children and grandchildren) in the government of any of the counties within the territorial limits of the City of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) of any authority now or hereafter organized and existing pursuant to the Public Authorities Law, Laws 1939, Chapter 870, or acts amendatory thereof, where said authority has jurisdiction solely of functions within any or all of the five counties within the territorial limits of the City of New York (New York, Kings, Queens, Richmond, Bronx)
Employees (and their spouses, parents, grandparents, children and grandchildren) of the City Government of the City of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) of the New York City Health and Hospitals Corporation
Employees (and their spouses, parents, grandparents, children and grandchildren) of the Board of Education of the City of New York
Employees (and their spouses, parents, grandparents, children and grandchildren) in any agency operating within the territorial limits of the City of New York and which is, at least in part, funded by the City of New York, the State of New York, or one of the agencies, subdivisions, or departments thereof
Employees (and their spouses, parents, grandparents, children and grandchildren) of the New York City Housing Authority

Chartered On:
Jan. 1, 1917
Charter Number:
60153
Total Assets:
$2,096,409,712
Deposit Insurance:
NCUA
Number of Members:
379,725
CEO:
Kam H Wong
Member of FHLB:
No
Low Income Designation:
No
Institution Class:
Federally Insured State-Chartered Credit Union

Access to Electronic Services

  • Audio Response/Phone Based
  • Mobile Banking
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website

Credit Union Programs

  • Mortgage Processing
  • Approved Mortgage Seller

Electronic Services

  • Member Application
  • Bill Payment
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • View Account History
  • Share Draft Orders
  • New Share Account
  • External Account Transfers
  • e-Statements
  • Remote Deposit Capture
  • Download Account History

Services & Products - Credit

  • Indirect Consumer Loans
  • Share Secured Credit Cards
  • Real Estate Loans
  • Risk Based Loans
  • Overdraft Lines of Credit

Services & Products - Depository

  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement

Services & Products - Financial Education

  • First Time Homebuyer Program

Services & Products - Other

  • Student Scholarship
  • No Cost Bill Payer

Services & Products - Transactional

  • ATM/Debit Card Program
  • Money orders

View 3 Municipal Credit Union Locations Nearby

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Reviews & Feedback

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11 Comments

1.3/10 6 Ratings

1/10

Reviewer:Anonymous User

Date:April 23, 2022

Location Reviewed:Municipal Credit Union: MCU - Yonkers - Yonkers, NY

BRANCH IS PERMANENTLY CLOSED>>>>

Reviewer:Dwayne Jones

Date:Nov. 20, 2020

Location Reviewed:Municipal Credit Union: MCU - Cortlandt St - New York, NY

Good evening, what is your fax number?

1/10

Reviewer:Anonymous User

Date:Nov. 14, 2020

Location Reviewed:Municipal Credit Union: MCU - Harlem - New York, NY

Machine didn't return card

1/10

Reviewer:Anonymous User

Date:Sept. 27, 2020

Location Reviewed:Municipal Credit Union: MCU - Manhattan - New York, NY

Technologically Mistaken
Poor Customer Service
Radical
0 references 0 recommendations

Reviewer:Anonymous User

Date:June 2, 2020

No longer any Yonkers branch

Reviewer:erma j johnson

Date:Sept. 5, 2018

Location Reviewed:Municipal Credit Union: MCU - Harlem - New York, NY

would like to become a member

1/10

Reviewer:Georgette Thompson

Date:Aug. 14, 2018

Location Reviewed:Municipal Credit Union: MCU - Georgetown - Brooklyn, NY

The wait time at this branch is awful. And, the customer service is just as bad. No one at the reception desk. One woman paraded to and from one room on one side of the bank to another room on the opposite side of the bank. Another person, who I believe is the manager, returned to his office for 30 minutes to service a number numbered customer that never responded to his call. I did not observe anyone leaving with a smile. And, after waiting 50 minutes, I am leaving without seeing anyone.

If I could, this branch would have received a negative rating instead of the 1 star.

3/10

Reviewer:Heather Pagan

Date:June 16, 2018

Location Reviewed:Municipal Credit Union: MCU - Bklyn - Brooklyn, NY

They take so long

1/10

Reviewer:Anonymous User

Date:July 17, 2017

Location Reviewed:Municipal Credit Union: MCU - Georgetown - Brooklyn, NY

Poor service

Reviewer:Anonymous User

Date:Jan. 20, 2017

Location Reviewed:Municipal Credit Union: MCU - Cortlandt St - New York, NY

I hope you can help me I've been trying to reach Leanne nickey employee administrator administrator I receive post retirement medical benefits my checks for payment have not cleared for the last two months so I am very concerned about my benefits I can't reach her. Any help would be greatly appreciated. Thank you. Elaine Freilich

Reviewer:Leslie Emery

Date:Oct. 10, 2016

Can I make deposits in Maryland

Municipal Credit Union - 1560 Flatbush Ave (Brooklyn, NY) (2024)

FAQs

Is MCU Bank worth it? ›

MCU personal loans have competitive interest rates. Consolidating high-interest credit card debt with a loan from MCU could help you save money if you qualify for a favorable interest rate. MCU offers its lowest interest rates for loans of $15,000 or less. If you need to borrow more than $15,000, higher rates apply.

What credit score do you need for MCU? ›

Municipal Credit Union has both low minimum and maximum rates on its loans, perfect for borrowers with a variety of credit scores. You'll need a minimum score of 640 to qualify, but the maximum rate you'll pay is lower than many other lenders on the market. Membership requirements.

Can anyone join MCU? ›

You Are Eligible to Join If:

You are an employee or retiree from a Sponsor Company. You are an immediate family member of any existing MCU member.

How do I speak to someone at MCU? ›

Need assistance with a media inquiry? We're here to help! If you are an MCU Member with questions or comments, please call the Contact Center at 1-844-MCU-NYNY (1-844-628-6969) for assistance.

What bank is MCU in the USA? ›

Municipal Credit Union (MCU) is a state chartered credit union headquartered in New York City, regulated under the authority of the National Credit Union Administration (NCUA). MCU is metro New York's largest credit union.

Does MCU have monthly fees? ›

No, there is no monthly fee associated with MCU savings products, but there is an initial minimum deposit to open the account.

What are the benefits of having an MCU account? ›

Every member enjoys these benefits automatically:
  • No minimum balances or monthly maintenance fees.
  • FREE use of 23 DCU Branches in MA/NH - and more than 5,900 shared branches nationwide.
  • FREE use of 35+ DCU ATMs in MA/NH - and more than 80,000 surcharge-free non-DCU ATMs nationwide.

Will MCU give me a loan with bad credit? ›

Personal Loans

An MCU Personal Loan may help you achieve your goals by providing lower monthly payments. If you have no credit, poor credit or you are trying to build or improve your credit, our Credit Builder loan is a great, secured option.

Can you pay off a MCU loan early? ›

No Prepayment Fees

Big banks will penalize you for paying your loan off early—but not MCU!

What is the minimum deposit for MCU? ›

Minimum Opening Deposit is $0.01, funded by MCU.

How much does it cost to open a MCU account? ›

As a credit union, we are owned by our members, and only our members get access to the great products and services we have to offer. Any eligible individual is able to join; it's free, easy, and can be done in person or online.

Can you zelle with municipal credit union? ›

You can send, request, or receive money with Zelle ®. To get started, log into the NYMCU Mobile Banking app or online banking. In the main menu, select "Transfer and Pay". Then "Send money with Zelle ®".

What are the benefits of joining the MCU? ›

Ready to Join the MCU Community? Gain access to the products and services that help our members create a foundation for an exceptional financial future—such as competitive rates, member-focused banking, and educational resources to stay in control of your finances.

What is the daily withdrawal limit for MCU? ›

The maximum dollar amount of cash withdrawals per day is $1,000. The maximum purchase price for any one transaction at a POS Terminal is $2,500 per day.

How long does a MCU mobile deposit take? ›

Funds that you deposit using the Service will be made available to you at 8:00 a.m. E.S.T. on the second Business Day following the Business day it is received (subject to the Cut-off Time rules set forth below).

How do I make a payment on MCU? ›

You can make your monthly MCU loan payment with a debit card, credit card or account from an external financial institution using Online Loan Pay. If you want to make your payment using your MCU account, you can do so for free within our online banking service.

Can I transfer money from another bank to MCU? ›

You may transfer funds from a checking or savings account held at another institution to make a payment to eligible MCU loan accounts.

Does MCU help with credit? ›

MCU is dedicated to helping its members by offering a wide array of credit card products to help them spend smarter, build credit, and meet their goals.

Does NYC have credit unions? ›

Banks and Credit Unions. With your new IDNYC Card, you can open a bank or credit union account at one of several financial institutions across New York City.

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